Terms of Service

These Terms of Service ("Terms") govern the access and use of our web site and should be carefully read. By accessing or using this web site and the online services offered by Investors Bank and its affiliates/subsidiaries (hereafter referred to as Investors, we, us or our), you accept and agree to be bound by these Terms as well as those terms specifically outlined in Investors’ Online Banking Agreements.

Information on this Web Site

The information contained in this web site is not intended to provide any legal, financial, or tax advice to individuals or entities, and should not be relied on or used for such purposes. Downloading, printing or copying from this web site must be for noncommercial, personal use only.

You are encouraged to read our Privacy Policy and visit our Security Center for additional information.

You may request a copy of our "Important Information For Our Customers" Personal Accounts Terms and Conditions which contains more specific information regarding customer privacy, electronic funds transfers and funds availability, Terms and Conditions for Business Account, current fee schedules for both consumer and business accounts, or our Online Banking and Bill Pay Agreement. You may request these documents by calling us at 1.800.252.8119, by email at Contact Us or by visiting any of our convenient branch locations.

Links from Our Website

Investors strives to make available products and services that we consider to be of value to our customers. Some of those products or services may be offered through other nonaffiliated third parties. We may do this by providing direct links to other websites. We provide these links solely as convenient pointers to information on topics that may be useful to users of our web site. You should know that once you leave Investors’ web site, we have no control over, or responsibility for, the content, products, services or privacy policies of non-affiliated web sites. Links to other web sites or references to products, services or publications other than those of Investors does not imply the endorsement or approval of such web sites, products, services or publications. You should always review the privacy and security policies of those sites before proceeding.

Modifications

Investors may at any time make modifications, changes, and alterations to the content of this web site, including these Terms, without prior notice. Users are responsible for regularly reviewing these Terms for any changes. Your continued use of this web site following any modifications, changes or alterations shall constitute your acceptance of each such modification, change or alteration. Information provided on this web site is considered accurate and up-to-date. Any such modifications, changes or alterations will be effective immediately unless otherwise noted.

Severability and Conflicts with other Terms

If any provision of these Terms is determined to be unlawful, void or unenforceable for any reason, in whole or in part, then that provision will be severable from these Terms and won't affect the validity or enforceability of the remaining provisions. Conflicts between the Terms of our web site and the specific terms and conditions of any other agreements relating to your accounts at Investors will be controlled by the specific terms and conditions of the other agreements relating to those accounts.

Copyrights, Trademarks and/or Servicemarks

Unless otherwise specified, the content of this web site including, but not limited to, text, graphics, logos, buttons, images, data compilations, icons, and code, is the property of Investors Bancorp and/or its affiliates/subsidiaries, and is protected by United States and international copyright laws.

Unauthorized use of any logos and/or name or trade names or servicemarks belonging to Investors is prohibited. Certain graphics, logos, icons, designs, words, titles or phrases contained in this web site may constitute trade names, trademarks or servicemarks of Investors or others. Trademarks or Servicemarks may be registered in the United States and in other countries as applicable. The display of trademarks or servicemarks on the pages of this web site does not imply that a license of any kind has been granted unless expressly stated herein. Any unauthorized downloading, re-transmission or other copying or modification of trademarks/servicemarks and/or the contents herein may be a violation of law, and could subject the copier to legal action. All other registered and unregistered trademarks are the property of their respective owners.

Disclaimer of Warranties

ALTHOUGH WE MAKE EVERY ATTEMPT TO ENSURE THAT THE CONTENTS PROVIDED OR OTHERWISE DISPLAYED ON OUR WEB SITE ARE ACCURATE, WE MAKE NO REPRESENTATION, ENDORSEMENT OR WARRANTY THAT THE CONTENTS ARE ACCURATE OR SUITABLE FOR YOUR PARTICULAR PURPOSE. THE WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN "AS IS" BASIS. USE OF THE WEBSITE AND ITS CONTENTS IS AT THE USER'S SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, WITH THE SOLE EXCEPTION OF WARRANTIES (IF ANY) WHICH CANNOT BE EXPRESSLY EXCLUDED UNDER APPLICABLE LAW.

Limitation of Liability

IN NO EVENT WILL INVESTORS OR ITS SUBSIDIARIES, AFFILIATES, REPRESENTATIVES, CONTRACTORS, OR THEIR RESPECTIVE OFFICERS, DIRECTORS OR EMPLOYEES BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, ARISING IN CONNECTION WITH ANY PARTY'S USE OF OUR WEBSITE OR A LINKED SITE, ANY FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY, COMPUTER VIRUS, LINE SYSTEM FAILURE OR LOSS OF DATA; ANY LOSS OF USE RELATED TO OUR WEB SITE OR A LINKED SITE; ANY WEB SITE OPERATED BY ANY THIRD PARTY; OR ANY CONTENTS OF THIS WEB SITE OR ANY LINKED SITE, EVEN IF INVESTORS IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Waiver

NO WAIVER BY INVESTORS OF ANY RIGHT UNDER OR TERM OR PROVISION OF THESE TERMS OF SERVICE WILL BE DEEMED A WAIVER OF ANY OTHER RIGHT, TERM, OR PROVISION OF THESE TERMS AT THAT TIME OR A WAIVER OF THAT OR ANY OTHER RIGHT, TERM, OR PROVISION OF THESE TERMS AT ANY OTHER TIME.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the law of the State of New Jersey, without regard to the conflict of laws thereof, and to the laws of the United States.

Online Banking

Personal/Small Business

Commercial Banking

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    Investors Bank
    Corporate Office
    101 JFK Parkway
    Short Hills, NJ 07078
 
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Mortgage loans provided by Investors Home Mortgage, a wholly-owned subsidiary of Investors Bank, NMLS # 60061.