Access credit when your business needs it Variable rates Terms up to three years Access the credit line with designated checks Multiple draws and pay downs An Investors Bank variable line of credit can help your small business purchase inventory, expand into new markets, or meet the ever-changing working capital needs of your business. With a line of credit, funds are available when you need them. Small businesses may qualify for total credit up to $1,000,000. To get started, contact your local branch. If you’d like to get a head start on the process, you may review or complete these forms: Small Business Loan Application Personal Financial Statement Debt Schedule