Earn dividends on your daily checking account Rates effective as of Tuesday, January 21, 2020. Product Minimum to Open Interest Rate APY* Minimum Balance to Earn Interest YourStyle® Plus Checking** $50 0.010% 0.01% under $2500 0.046% 0.05% $2500 and over * Annual Percentage Yield. Fees could reduce earnings. Rates are subject to change. ** YourStyle® Plus customers only.