Your link to Fannie Mae Direct lender for Fannie Mae, a government-sponsored enterprise FNMA Mortgages offered up to $726,525 in some areas on primary residences, second homes and investment properties Refinance with Home Affordable Refinance Program (HARP) Fixed- or adjustable-rate loan options available The Federal National Mortgage Association (FNMA), or Fannie Mae, is a leading source of residential mortgage credit in the U.S. secondary market. Fannie Mae supports today's housing recovery and is helping to build a sustainable housing finance system. They provide reliable, large-scale access to affordable mortgage credit so lenders can help people buy and refinance homes.