A fast track approval program Get preapproved quickly Strengthen your purchase offer Know how much you can afford Take the uncertainty out of the home buying process by taking advantage of our Decision First program. We'll help you determine what kind of mortgage you can afford and work to preapprove you. Then, you can confidently search for your home with the benefit of the seller knowing you are a serious buyer! Please Note: Web site authorization by the New York State Department of Financial Services is pending. Until this site is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.