Co-Op Mortgages

  • As little as 10% down
  • Refinance existing Co-Op bank mortgage with a 90% loan-to-value (LTV) ratio on rate and term and cash-out programs
  • Funds available up to $3 million

Co-Ops are a distinctive form of homeownership that is membership-based, where each member purchases a share in the cooperative and is granted the legal right to occupy one housing unit in the building. Co-Ops enable you to own real estate without making a large down payment or meeting equity requirements. One of the benefits of Co-Ops is that members pool resources to leverage their buying power, lowering the cost per members of expenses associated with homeownership.

Online & Mobile Banking

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