Access equity when you need it Access equity in your whole life insurance policy to manage your liquidity Collateralize multiple policies for a single credit line Dividends are unaffected No application fee, closing costs, inactivity fee or prepayment penalty Once you obtain a whole life insurance policy, you can leverage its equity for any personal or business use with our efficient Insurance Line of Credit. Access funds by writing checks and make interest-only payments every month on a line of credit whose interest may be tax-deductible (please consult your tax advisor). You'll get anytime access to your account online, and you can contact local customer service 24/7. We make it easy to obtain an insurance line of credit with a simple application and quick approval.