Use your home's equity to pay for life's expenses

  • Borrow $25,000 to $750,000 at a fixed rate
  • Terms available from 5 to 20 years
  • Up to 75% Loan To Value available
  • May be a first or second lien
  • Available to New Jersey and New York homeowners, and Pennsylvania homeowners in select counties

When your borrowing needs are larger but you want the certainty of a fixed rate, this loan could be the ideal solution. You can use the funds for any purpose, and you can choose longer terms to fit your monthly budget. We make the application process easy for you so you can get the money necessary to accomplish more of your goals. 

To apply, download an application, call the NICE Center, or request an appointment in a branch.

Online & Mobile Banking

We make it as easy and convenient as possible for you to manage your accounts.