Find the Perfect Card for the way you use credit

Apply today for your perfect card

Our credit cards offer benefits and features to meet a variety of financial needs.  Take a look at what each card has to offer and decide which one is right for you.  And rest assured, since each credit card also offers benefits designed to make life just a little easier, like Purchase Protection, Extended Warranty, Car Rental Discounts and more.4

Earn rewards on your purchases with our Complete RewardsSM Visa® Card

  • EARN 1% BACK ON PURCHASES2: Redeem for cash back, gift cards, travel or merchandise.
  • 0% INTRODUCTORY APR1 for the first 12 billing cycles on balance transfers. After that, a variable APR based on the Prime Rate between 16.24% and 23.24% APR depending on your creditworthiness.
  • No Annual Fee1
  • BIGGER REWARDS: Choose to redeem your rewards into your checking or savings account for a higher value of 1.5% back.2
  • Rewards earned NEVER expire.2
  • Earn enough rewards to redeem for a $25 statement credit when you make a purchase in the first 3 billing cycles.2
  • Receive a special introductory APR1 on purchases.
  • Enjoy the peace of mind with fraud and identity theft protection.

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Summary of Credit Terms

Get a great rate with our Platinum Edition® Visa® Card

  • 0% INTRODUCTORY APR1 for the first 12 billing cycles on balance transfers. After that, a variable APR based on the Prime Rate between 10.24% and 18.24% APR depending on your creditworthiness.
  • $25 statement credit when you make a purchase within the first 3 billing cycles.3
  • No Annual Fee1
  • An introductory balance transfer fee1 of 3% for the first 12 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

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Summary of Credit Terms

Earn cash back on your purchases with our Cash Back Card

  • 1.5% CASH BACK2 ON PURCHASES
  • Receive a statement credit automatically every time you earn $25 in cash back.2 This means you will never have to remember to redeem your rewards.
  • Rewards earned NEVER expire.2
  • A one-time $50 automatic statement credit when you spend $500 in the first three billing cycles.2
  • Variable 19.24% APR1 on purchases and balance transfers based on the Prime Rate.
  • No Annual Fee1

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Summary of Credit Terms

Establish or improve your credit with our Secured Visa® Card

  • Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
  • Enjoy the rewards of established or improved credit. You may be able to get your deposit back automatically in as little as 11 months when you maintain a good payment history with us, subject to credit approval.
  • Plus, qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval.
  • Variable 20.24% APR1 on purchases and balance transfers based on the Prime Rate.
  • Low $19 Annual Fee1

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Summary of Credit Terms
Deposit Account Disclosure

All cards offer you:

  • Free access to your FICO® Credit Score, anytime, anywhere
  • Online and mobile account access
  • Fraud protection, we monitor your account and alert you of any suspicious activity

Online account access provides the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request Credit Limit Increases
  • View Statements
  • And much more


Simply access your account by clicking on the link below.
Access Your Account

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms for the product listed above.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application, for details. Your % back rewards are earned as points.

3 You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.

4 Complete program details including restrictions, limitations and exclusions, will be provided when you become a cardmember.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license. American Express is a federally registered service mark of American Express, used by First Bankcard, a division of First National Bank of Omaha, pursuant to a license from American Express. 

FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 8, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.

Online & Mobile Banking

We make it as easy and convenient as possible for you to manage your accounts whenever you can.