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	eAccess Checking Open an Account
Yourstyle® Perks
Cell Phone Protection¹	false
Identity Theft Protection²	false
Mobile Couponing	false
Other Features
uChoose Rewards^®
Exclusive Money Market Rate	false
Rates & Fees
Minimum To Open	$50
Monthly Service Fee	$10 when requirements are not met
Conditions to Avoid Fee	Maintain $1,000 average Monthly Balance OR have an ACH direct deposit to your account of $500 or more during your statement cycle; OR make Mobile Check Deposit(s) totaling $500 or more during your monthly account cycle; OR complete 10 Point-of-Sale (POS) transactions during your statement cycle
Earn Interest	false
Additional Benefits
Visa^® Debit Card
ATM Fees	Unlimited free non-Investors ATM transactions; Investors will reimburse the surcharge fee assessed to your eAccess Checking Account for ATM Withdrawals made at a non-Investors’ ATM. Fee reimbursement will be limited to up to 5 transactions not to exceed $15 per month.
Online Banking & Bill Pay
Mobile Banking
eStatements
Discounted Checks

1. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are NOT offered by or insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by Investors Bank or any Investors Bank affiliate.

* For YourStyle Checking, the service fee is waived for the first two statement cycles after account opening. For YourStyle Plus Checking, the service fee is waived for the first statement cycle after account opening.

2. Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members but are not available to employees or authorized signers who are not owners. Benefits are not available to a “signer” on the account who is not an account owner or to clubs, organizations and/or churches and their members, schools and their employees/ students. For revocable grantor trusts, Benefits are available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, Benefits are available to the beneficiary, who must be the primary member, and his or her eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.