We have your safety net

Covers overdrafts for checks and other transactions up to a specific limit
Choose to cover ATM withdrawals and everyday debit card purchases
Available for accounts in good standing

We want you to manage your money responsibly, but we know unforeseen problems arise. Investors Bank offers Overdraft Service as a courtesy to protect you from merchant fees and damage to your credit history when funds are not available. Under our standard overdraft practices, we charge you a fee of up to $30 ($35 for businesses) each time we either pay or decline an item that results, or will result, in an overdraft. For consumer accounts, there is a limit of 5 Overdraft Fees ($150) per day we will charge.

Talk to an Investors Bank representative today to learn about Overdraft Service, or complete the form below to sign up today.

Overdraft Service Options

(Standard Overdraft Service) I want Standard Overdraft Service. I do not want Investors Bank to authorize and pay overdrafts on my ATM and everyday debit card transactions. Note: If I have authorized Investors to charge my checking account for recurring Investors’ loan payments, I understand that these payments will not access my overdraft service limit for payment.
(Opt-in Overdraft Service) I want Investors Bank to authorize and pay overdrafts on my ATM and everyday debit card transactions.
(Opt-out of all Overdraft Services) I want to Opt-out of overdraft services for all transactions (This includes: checks, ACH, recurring debit card, ATM and everyday debit card transactions). I understand that this means any checks and ACH items presented for payment above my available balance will be Returned Unpaid and I may still incur a Returned Item Fee for that transaction.

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