We have your safety net

Covers overdrafts for checks and other transactions up to a specific limit
Choose to cover ATM withdrawals and everyday debit card purchases
Available for accounts in good standing

We want you to manage your money responsibly, but we know unforeseen problems arise. Investors Bank offers Overdraft Service as a courtesy to protect you from merchant fees and damage to your credit history when funds are not available. Under our standard overdraft practices, we charge you a fee of up to $30 ($35 for businesses) each time we either pay or decline an item that results, or will result, in an overdraft. For consumer accounts, there is a limit of 5 Overdraft Fees ($150) per day we will charge.

Talk to an Investors Bank representative today to learn about Overdraft Service, or complete the form below to sign up today.

Overdraft Service Options

(Standard Overdraft Service) I DO NOT want Investors Bank to authorize and pay overdrafts on my ATM and everyday debit card transactions. Investors Bank will only authorize and pay checks, ACH, and recurring debit card charges so long as my account is in good standing and there are sufficient available funds in my overdraft service limit to cover the items and associated fees. Note: If I have authorized Investors to charge my personal checking account for recurring Investors’ loan payments, I understand that these payments will not access my overdraft service limit.
(Opt-in Overdraft Service) I want Investors Bank to authorize and pay ATM and everyday debit card transactions so long as my account is in good standing and there are sufficient available funds in my overdraft service limit to cover the items and associated fees.

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