Steady growth for a more secure future Augment your retirement funds Open with as low as $500 Terms range from three months to five years Penalties may apply for early withdrawal With a low deposit, guaranteed returns, and higher interest rates for longer terms, our Retirement CD is a smart savings option for your retirement. Investors Bank can help you create a diversified portfolio that balances growth and stability. Use the Retirement CD as a complement to your other investments that may fluctuate in value.