Robert L. Bodor

Contact Information

Office Number: 973-554-1355
Mobile Number: 732-672-9441
Fax Number: 732-559-9204

Professional Information

NMLS Number: 222540

Biography

Robert has been providing extraordinary service to his clients and customers for more than 30 years. Robert has worked for banks, mortgage companies and financial institutions, helping customers realize the dream of home ownership. His experience allows him to help prospective homeowners find the right loan to fit his or her needs. Robert looks forward to continuing to serve his customers’ friends, family and associates.

Robert graduated from the University of Hartford, receiving a BS in Business Administration and Management. Active in the community, Robert is the President of the Summit of Success, chapter of BNI (Business Networking International). Robert’s interests and hobbies include golf, bowling and officiating high school and recreation softball and basketball games.

Google Reviews
“Working with Robert Bodor and his team was easy and enjoyable.
The mistake you would make would be not to use their knowledge and expertise. Highly recommended !!......”
-Russ Oppenheimer, 5 Stars

 
“We worked with Bob Bodor on a refinance on our old home and the mortgage on our new home and would work with Bob again in a heartbeat! Bob was attentive to our every need and was always there every step of the way to answer any questions or address any concerns. Bob knows his stuff and is an absolute pro! I would happily refer Bob to any of my friends or family, I know he'll make them an offer they can't refuse..”
-Corey McIsaac, 5 Stars

 
“As a realtor, I am happy to recommend Bob Bodor to my clients. He takes the time to discuss their situation and make recommendations on what would work best for them. With Investors Bank Mortgage products to share with them, he is always looking to get them the best rate while providing top customer service. He keeps me informed about the status of the loan and delivers what he promises on a timely basis in a professional manner. That goes a long way in moving the transactions along and guaranteeing a smooth closing from the mortgage end. Definitely worth a call to Bob Bodor.”
-Marianne Slamm, 5 Stars

 
“Bob Bodor has been my rock when it comes to the financing world. When someone like has been doing mortgages as long as him he never gets tripped up. It is always a please doing business with someone like him who has the knowledge. You know you are in good hands. Thank you Bob. Carol Mucerino Broker Salesperson.”
-Carol Mucerino, 5 Stars

 
“I worked with Bob Bodor on our refinance, and would highly recommend him. He is knowledgeable and helped us navigate the complicated process with ease and we got a great rate.”
-Jim Comerford, 5 Stars

 
“We began the mortgage process in October for a 11/30/2018 closing date. Bob Bodor was all over the process. The mortgage process can be tedious and drawn out, but with the help of Bob and his support staff each step along the way, it went extremely smooth. They were very responsive and available for any question that I had. Over the course of the mortgage process, we spoke almost daily and they were always very pleasant to work with. We even received a rate reduction of 1/4 point due to his diligence in following the progression of the market. I would definitely recommend Bob and Investors Bank! Thank you Bob!”
-Skip Richards, 5 Stars

 
“I worked with Robert Bodor on my mortgage. As a first time home buyer, Robert was able to explain everything in terms I understood and was always available for a phone call if I had any questions. He was very upfront about everything and I would highly recommend him for anyone who is looking for a mortgage.”
-Benjamin Horel
 
Program Interest Rate APR* Apply Link
15 Year Fixed Rate* (to $510,400) 2.75% 2.819% (0 points)
30 Year Fixed Rate* (to $510,400) 2.875% 2.928% (0 Points)
H.O.M.E. 30 Year Fixed Rate* 3.25% 3.303% (0 points)
15 Year Fixed Rate Jumbo Bi-Weekly* 2.75% 2.822% (0 points)
30 Year Fixed Rate Jumbo Bi-Weekly* 3.25% 3.287% (0 Points)

We offer first mortgage programs, for purchase or refinance, on 1 to 4 family properties. The home must be owner occupied as the owner's primary residence or true vacation home. Not all of our products are listed above - please call 855.446.9977 to learn about our many other options! 

As rates are subject to change at any time without notice, please contact an Investors Home Mortgage loan officer for the most updated rates. Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site. 

The Interest Rates, APR, and fees displayed may be adjusted based on several factors including, but not limited to, property location, loan amount, loan type, occupancy, property type, loan to value, debt to income ratios, FICO credit scores, and asset reserves. Certain conditions and restrictions may apply, not all products are guaranteed for your situation. All loans subject to credit approval and satisfactory appraisal. Bi-weekly loans require auto debit payments and payroll direct deposit into an Investors Bank checking account. For complete details on all of the products and offers on this page, see our Mortgage Disclosures or call us at 855.446.9977 for further information.

Published rates include incentives, where applicable, and are only offered on new loans. Incentives not available on expired rate locks. The incentive may change or be discontinued at any time and without notice. Rate shown is based on best pricing available, conventional or conforming rates of the products shown, and are assumptions for a borrower with excellent credit, verification of the value of your home, your credit score, and other considerations. Borrowers and properties must qualify under FNMA and Bank guidelines. Restrictions apply.

Annual Percentage Rate (APR)

APR: Annual Percentage Rate. All APRs and fees subject to change without notice.

  • Add 0.25% for all loans with a median credit score below 680 and loan to value/combined loan to value over 70%
  • Add 0.25% to the interest rate for loans over $2,000,000.
  • Add 0.125% to the interest rate for all New York Loans or 0.25% origination point to your closing costs, except co-op properties
  • Add 0.125% to the interest rate for all condominiums / attached PUDs over 75% LTV and FICO below 680
  • Add 0.125% to the interest rate for all condominiums/ attached PUDs (projects of 4 units or more) that are not 50% closed or under contract. These adjustments are cumulative.
  • No add on for all co-op loans up to 80% LTV/CLTV. Add 0.25% for 80.01%-90% LTV/CLTV
  • Add 0.125% to the interest rate for all 2-4 family properties

30 Year Fixed Rate Jumbo

This rate is for the 30-Year Bi-Weekly product only, and applies to single family primary residence home purchases. The 30 Year Bi-weekly rates listed above are only available for properties located in New Jersey and our defined lending areas within NY, PA, DE and CT. Rate quoted is for loan amounts above county FNMA limit to $1,500,000. Bi-weekly mortgage payments are available on 10, 15, 20 and 30 year fixed rate mortgages (other discounts may apply). Borrower(s) must have auto debit and payroll direct deposit into an Investors Bank checking account to be eligible for Bi-Weekly discount. Borrower(s) must meet the following criteria in order to be eligible for the rate shown.

  • 740 or above median credit score
  • 12 month reserves
  • Maximum LTV of 80% on balances up to $1,500,000. Maximum LTV of 75% on balances up to $2,000,000.
  • Maximum DTI 40% and LTV equal to or above 65%
  • Maximum DTI 43% and LTV below 65%
  • If all criteria is not met, interest rate subject to .375% add on
  • Refinance options available. Please call for options.

15 Year Fixed Rate Jumbo

This rate is for the 15-Year Bi-Weekly product only, and applies to single family primary residence home purchases.  The 15 Year Bi-weekly rates listed above are only available for properties located in New Jersey and our defined lending areas within NY, PA, and CT. Rate quoted is for loan amounts above county FNMA limit to $1,500,000. Bi-weekly mortgage payments are available on 10, 15, 20 and 30 year fixed rate mortgages (other discounts may apply). Borrower(s) must have auto debit and payroll direct deposit into an Investors Bank checking account to be eligible for Bi-Weekly discount. Borrower(s) must meet the following criteria in order to be eligible for the rate shown.

  • 740 or above median credit score
  • 12 month reserves
  • Maximum LTV of 80% on balances up to $1,500,000. Maximum LTV of 75% on balances up to $2,000,000.
  • Maximum DTI 40% and LTV equal to or above 65%
  • Maximum DTI 43% and LTV below 65%
  • If all criteria is not met, interest rate subject to .125% add on
  • Refinance options available. Please call for options.

15 Year Fixed Rate* (Mortgage Rewards)

Rates are based on single family home purchases (for loan amounts up to $510,400) with 20% down payment, or 80% loan to value. To be eligible to receive lender credit of $250.00 and the 0.125% rate discount an Investors Bank YourStyle Plus Checking Account with automated monthly transfers of the mortgage payment is required. Investors rate discount and closing cost credit require a minimum of $20,000 dollars balance prior to closing. This balance must be net of any funds we determine you will need for down payment and closing costs. YourStyle Plus Checking Fees may apply.  Investors Bank Relationship Pricing is available on FNMA conforming eligible loans only and subject to change without notice.  Speak to a branch representative for more details about the checking product.

30 Year Fixed Rate* (to $510,400)

Rates are based on single family home purchases with 25% down payment, or 75% loan to value.

30 Year Fixed Rate* (Mortgage Rewards)

Rates are based on single family home purchases (for loan amounts up to $510,400) with 25% down payment, or 75% loan to value. To be eligible to receive lender credit of $250.00 and the 0.125% rate discount an Investors Bank YourStyle Plus Checking Account with automated monthly transfers of the mortgage payment is required. Investors rate discount and closing cost credit require a minimum of $20,000 dollars balance prior to closing. This balance must be net of any funds we determine you will need for down payment and closing costs. YourStyle Plus Checking Fees may apply.  Investors Bank Relationship Pricing is available on FNMA conforming eligible loans only and subject to change without notice.  Speak to a branch representative for more details about the checking product.

5/1 ARM

Adjustable Rate Mortgages (ARMs) are variable and are subject to change after consummation. First rate change may occur after the borrower's 60th payment. ARM Payment Schedules are based on a loan amount of $100,000. Rates are based on single family primary home purchase.

7/1 ARM

Adjustable Rate Mortgages (ARMs) are variable and are subject to change after consummation. First rate change may occur after the borrower's 84th payment. ARM Payment Schedules are based on a loan amount of $100,000. Rates are based on single family primary home purchase. Rate quoted is for loan amounts above county FNMA limit to $1,500,000.

  • 740 or above median credit score
  • 12 month reserves
  • Maximum LTV of 80% on balances up to $1,500,000. Maximum LTV of 75% on balances up to $2,000,000.
  • Maximum DTI 40% and LTV equal to or above 65%
  • Maximum DTI 43% and LTV below 65%
  • If all criteria is not met, interest rate subject to .125% add on
  • Refinance options available. Please call for options.

H.O.M.E Product

Investors Bank offers an Affordable Mortgage Program available to borrowers who have low-to-moderate income. The program is available on 1-2 family, owner-occupied homes, condos, and co-ops for customers who meet low-to-moderate income limitations and/or who live in low-to-moderate income census tract areas in New Jersey and New York. For low-to-moderate census tract demographics, please visit www.FFIEC.gov. Homebuyer counseling required. Lender Paid Mortgage Insurance is only available on 1 family homes and condos. Refinance options available. Please call for options.

Loan Limits

Conforming Loan Amounts
See Fannie Mae Loan Limitations

Investors Bank Loan Limitations
Loans Up to $3 Million, restrictions and fees, and qualification requirements may apply.

Estimated Payment Calculator
Information and interactive calculators are made available to you as self-help tools for your independent use. We do not guarantee the accuracy of the calculators or their applicability to your circumstances. Please contact us for our most up-to-date rates.

Published rates include incentives, where applicable, and are only offered on new loans. Incentives not available on expired rate locks. The incentive may change or be discontinued at any time and without notice. Rate shown is based on best pricing available, conventional or conforming rates of the products shown, and are assumptions for a borrower with excellent credit, verification of the value of your home, your credit score, and other considerations. Borrowers and properties must qualify under FNMA and Bank guidelines. Restrictions apply.