Get the Most Out of Your Money Supplemental FDIC insurance coverage for balances in excess of $250,000 Automatic end of day investment of funds in excess of target balance Interest is accrued daily and credit monthly Daily balance reporting Separate Monthly Investment Account Statement Unlimited transactions privileges support your daily cash flow needs. With DDM the integration into your existing business check accounts is seamless, easy to establish and manage. The DDM Sweep is well suited for businesses, corporations, commercial depositors, public funds and not for profit organizations.