Insurance Credit Line

Investors Insurance Credit Line lets you help your clients access their equity.

Your life insurance clients have equity at their disposal, should they need a line of credit. Equity that could fund tuition, home renovation and repairs, debt consolidation, or even cover an emergency. Investors Insurance Credit Line makes it easy for you to help your clients access it with our simple application and fast approval process. Plus, it allows you to expand your relationship with your clients by offering them more benefits and better rates when they need them most.

  • Up to 95% of cash value of whole life insurance policy1
  • Minimum credit line of $65,000, maximum credit line of $5,000,0002
  • Competitive tiered variable rates and 48-month terms
  • Billed monthly on Interest Only basis on outstanding balance
  • No Application fee, costing costs, or inactivity fee
  • Accounts can be set up for Individuals or Trusts
  • Credit Limit Increase requests may not require hard inquiry on credit report
  • Online and Phone access to Line of Credit Information
 

Contact us today:

Justin Delle Donne
Vice President
, Team Leader
jdelledonne@investorsbank.com
call: 973.924.8319

Justin Delle Donne Investors Bank
 




 

1. Policy must be in effect for at least 12 months at the time of credit application. Insurance policy must be issued by one of the following approved insurance providers to be eligible for IBLOC collateral: Guardian, MassMutual, Northwestern Mutual, NY Life, MetLife, John Hancock, Penn Mutual, Ohio National, and Brighthouse Financial.
2. Exceptions available above $5,000,000. | *Other restrictions may apply.