Offering your employees a brighter future Available to partnerships and corporations, including S corporations Lower startup and operating costs than conventional retirement plans Allows contributions of up to 25% of each employee's pay While you're focusing on growing your business today, Investors Bank can help you and your employees plan for tomorrow. Our Simplified Employee Pension (SEP)* is a basic, flexible tool that provides opportunities for investment growth. * Because special rules apply to SEP IRA plans, consult with a tax advisor or plan professional to discuss your specific situation.