Savings Rates

Effective Date: November 29, 2011

Product	Minimum to Open	Interest Rate	APY*	Minimum Balance to Earn APY
Passbook Account	$50	0.15%	0.15%	$50
Statement Savings Account	$50	0.15%	0.15%	$50
Statement Savings Retirement Account	$1	0.34%	0.35%	$1
Retirement Money Market Savings	$50	0.05%	0.05%	under $5,000
		0.15%	0.15%	$5,000 - $24,999.99
		0.30%	0.30%	$25,000 - $49,999.99
		0.39%	0.40%	$50,000 - $99,999.99
		0.49%	0.50%	$100,000 or more
Investors Money Market Account	$50
		0.05%	0.05%	$500 to $2,499.99
		0.25%	0.25%	$2,500 & over
Fifty & Free Money Market Account	$50
		0.05%	0.05%	under $2,500
		0.25%	0.25%	$2,500 & over
Investors Edge Money Market Account	$50	0.10%	0.10%	Under $50,000
		0.39%	0.40%	$50,000-$99,999.99
		0.49%	0.50%	$100,000-$199,999.99
		0.59%	0.60%	$200,000-$499,999.99
		0.69%	0.70%	$500,000 or more
High Yield Savings Account**	$50	0.10%	0.10%	under $5,000
		0.49%	0.50%	$5,000 & over
Preferred Money Market Account**	$50	0.05%	0.05%	$500 - $4,999.99
		0.20%	0.20%	$5,000 - $14,999.99
		0.30%	0.30%	$15,000 - 24,999.99
		0.49%	0.50%	$25,000 and over

*Annual Percentage Yield
Fees could reduce earnings.
Rates are subject to change.

**Preferred Banking customers only