Introducing: Loan by Phone | 855.442.5667

Now you can apply by phone 24/7—365 days a year.

If you need money, you can leverage that asset with a loan based on the equity in your home. It's a low-cost way to borrow—and you might even gain a tax deduction.* Explore your options:

Fixed Rate Equity Loan

A loan that enables you to borrow up to $500,000 at a low fixed rate. Learn More

Equity Lines of Credit

Have access to funds any time simply by writing a check. Learn More

Homeowner Consumer Loan

Borrow up to $10,000 with little or no equity required. Learn More

Special Home Improvement Loan

Build the value of your investment . . . a program for low- and moderate-income homeowners. Learn More

Apply today. There are no application or appraisal fees, and you can close on your loan at any Investors branch.

Important notes:

All properties must be one- to four-family, owner-occupied as the owner's primary residence, and located in the state of New Jersey.

Loans are available on vacation or secondary homes, but only when the loan is a first lien.

For more information on any of our loan programs, or for an application, visit your local Investors branch or call toll-free: 1-888.863.8455.

Already started an application? Click HERE

* The interest portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes; consult your tax advisor for further information regarding the deductibility of interest and charges.