Business Checking Accounts

Features to Suit Your Needs

Business Checking

An economical account for businesses with limited transaction activity. If you are an entrepreneur or run a midsize business, this is the account for you. You'll get easy access to funds and information through your free VISA^® Check Card, and free Investors Business Online^SM Banking and Bill Pay.

Other features:

No minimum balance requirement and no monthly service fees
500 free transactions per statement cycle ($0.25 per transaction thereafter)
VISA^® Rewards with your free VISA Business Check Card
Free unlimited cash deposits
Free check imaging
Sweep protection available when linked to a Business Money Market Account ($10 per transfer)

Commercial Checking

An account designed for larger businesses with higher transaction volume and higher account balances. It features a host of benefits and services that make financial management a cinch, including:

Unlimited check writing with low transactions fees
Free Investors Business Online^SM Banking and Bill Pay
Earnings credit on balances, which can be used to offset monthly maintenance and recurring transactions fees

Retirement Plans

Investors Simplified Employee Pension Plan (SEP)* is a basic retirement plan for your employees.

Allows employers to set aside money in retirement accounts for themselves and their employees
Has lower start-up and operating costs than conventional retirement plans
Allows for contributions of up to 25% of each employee's pay
Available to sole proprietors, partnerships, and corporations, including S Corporations

Not-for-Profit Checking

A checking account specifically tailored to the needs of non-profit organizations. It is one of the ways we give back to the communities we serve.

Open with a low $50 deposit
No minimum balance required
No monthly service fee
No per-transaction item fee
Earns competitive interest rates in tiers—the larger the balance, the higher we rate

Interest rates on Investors Not-for-Profit Checking Accounts are dependent on these tiers:

$4,999.99 or less
$5,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000-$499,999.99
$500,000-$999,999.99
$1,000,000 and over

Account Analysis

If you are an Investors Commercial Checking customer, you can add Account Analysis for an alternate way to pay for your banking services. Investors Account Analysis applies an earnings credit to the balances in your Commercial Checking accounts. It helps maximize your balances by allowing you to link accounts to pool balances from multiple checking accounts. Investors can provide you with descriptive statements that provide detail and summary account information, plus service charge detail to better understand your account.

Business Money Market Account

An account that enables your business to put excess cash to work. Features include:

$100 opening deposit
$2,500 minimum balance to avoid monthly fee
Transactions/transfers limited to six (6) per statement cycle
Investors Business Online^SM Banking and Bill Pay

Get Started Now

Visit your local branch to speak with an Investors business banker today.
Or, Call 855-iBank4U (422-6548), Option 6, ext. 42954.
Or, E-mail Investors Business Banking.

*Because special rules apply to SEP IRA plans, consult with a tax advisor or plan professional to discuss your specific situation.