Automated Clearing House Service

Improve the Accuracy and Efficiency of Your Payment Processing

Automated Clearing House (ACH) service¹ can help to improve your company's cash flow management by eliminating the labor-intensive reconcilement process associated with paper checks. If your organization issues or receives a large number of checks, makes payments, processes payroll, or has any type of transaction processing, then ACH Service can help.

A Safer and Quicker Way to Process Payments

Investors ACH Origination services can help with:

Direct deposit of payroll, bonuses and commissions
Collection of invoices, dues and other receivables
Disbursements to fund operating accounts
Cash concentration of retail deposits
Mortgage/rent and insurance payments
Federal tax payments

Features and Benefits

Send your NACHA-formatted files via our ACH SEND feature on Investors Business Online^SM Banking, or create your ACH entries via Investors Business Online^SM Banking
Access through your existing Internet connection to make ACH entries online—no special software is required
Improve cash flow by receiving expedited funds availability for ACH disbursements
Take control of the timing of your payments—funds are available within two business days
Eliminate costs associated with check processing, administrative fees, postage and handling
Keep account information up-to-date with same-day or next-day reporting on incoming and outgoing ACH entries

How It Works

Send your payment data to Investors by electronic transmission
Investors transmits debit and credit entries to the ACH Network
Entries are distributed to the receiving financial institutions for posting to the designated accounts
You can receive confirmation reports of your payments for reconcilement

Get Started Now

Visit your local branch to speak with an Investors business banker today.
Or, call 855-iBank4U (422-6548), Option 6, ext. 42954.
Or, E-mail Investors Business Banking.

¹Subject to approval